1. Interest Free Payments
20 weeks interest free credit available on all items.
52 weeks interest free credit available on items over £250.
Interest free credit is available on all insurance products.
2. Buy Now Pay Later (BNPL)
Delay payment for 12 months when you spend £50 or more.
interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charges to your account at date of order as a lump sum. Your interest rate is personal to you and will be detailed in checkout.
Remember, avoid payment all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments. Find out how BNPL works in checkout.
3. Spread the Cost
Lower monthly payments by taking longer to pay.
Pay over 104 weeks (2 years) for orders over £50.
Pay over 156 weeks (3 years) for orders over £99.
Interest is charged at your account rate for this payment option. Payment options are selectable at checkout along with the cost breakdown, just click on the item description.
How do I apply?
To check if you are eligible, select the ‘Check your eligibility’ option once you have registered with us.
Over 18’s only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Authorised and regulated by the Financial Conduct Authority. 1 month = 28 days. 12 months = 12 calendar months.
